Valley County property record for 1095 Ridge Rd, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,777 sqft · built 1993 |
| Lot Size | 2.37 acres (103,281 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,200 (Dec 2018) |
| Tax Bill | $1,452 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP002800000940 |
| Primary APN | RP002800000940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,777 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 103,281 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Propane |
| Street Address | 1095 RIDGE RD |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY VIEW SUBDIVISION NO. 3 LOT 94 |
| Legal Subdivision | VALLEY VIEW SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 970301 |
1095 Ridge Rd is owned and occupied by an individual who bought it in December 2018.
Source: Valley County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1095 RIDGE RD, MCCALL, ID 83638-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Prior Sale | Sep 19, 2016 · Amount on File |
| Deed Document Number | 2018418244 |
| Prior Transfer Date | Apr 8, 2005 |
| Prior Transfer Doc | 0000294355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 1095 RIDGE RD, MCCALL, ID 83638-4609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EMPIRE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 427090 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 427090 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Dec 18, 2018 |
| Property Address | 1095 RIDGE RD, MCCALL, ID 83638-4609 |
| Document Number | 418244 |
| Map Reference | MB 7 PG 28 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 418244 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 RIDGE RD, MCCALL, ID 83638-4609 |
| Document Number | 418245 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 418245 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 1095 Ridge Rd was $1,452 with a homeowner's exemption.
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $729,788 (+0.33%) Land $255,843 Building $473,945 | $729,788 (+0.33%) Land $255,843 Building $473,945 | |
| 2025 | $1,452.00 Homeowner's exemption | $727,390 Land $212,843 Building $514,547 | $727,390 Land $212,843 Building $514,547 |
| 2023 | $1,310.00 (-16.03%) Homeowner's exemption | $746,344 Land $249,036 Building $497,308 | $746,344 Land $249,036 Building $497,308 |
| 2022 | $1,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 Ridge Rd is high, ranking above 85% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 49% of Idaho |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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