Valley County property record for 1088 Ridge Rd, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1982 |
| Lot Size | 1.02 acres (44,693 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,800 (Mar 2005) |
| Tax Bill | $725 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP002800000630 |
| Primary APN | RP002800000630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,532 sqft |
| 1st Floor Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,693 sqft |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1088 RIDGE RD |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY VIEW SUBDIVISION NO. 3 LOT 63 |
| Legal Subdivision | VALLEY VIEW SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 970301 |
1088 Ridge Rd is owned and occupied by an individual who bought it in March 2005.
Source: Valley County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1604, MCCALL, ID 83638-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2005 · Amount on File |
| Deed Sale | Mar 14, 2005 · Amount on File |
| Deed Document Number | 2005293384 |
| Prior Transfer Date | Mar 8, 2005 |
| Prior Transfer Doc | 0000293384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 1088 RIDGE RD, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 433067 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 433067 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 1088 RIDGE RD, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | 413530 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 413530 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1088 Ridge Rd was $725 with a homeowner's exemption.
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,519 (+11.04%) Land $223,362 Building $216,157 | $439,519 (+11.04%) Land $223,362 Building $216,157 | |
| 2025 | $725.00 Homeowner's exemption | $395,815 Land $180,362 Building $215,453 | $395,815 Land $180,362 Building $215,453 |
| 2023 | $731.00 (-16.65%) Homeowner's exemption | $443,132 Land $221,968 Building $221,164 | $443,132 Land $221,968 Building $221,164 |
| 2022 | $877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1088 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1088 Ridge Rd is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 49% of Idaho |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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