Hancock County and Mount Desert Town property record for 1095 Main St, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,165 sqft · built 1997 |
| Lot Size | 1.1 acres (47,897 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,345 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:021 L:041 |
| Primary APN | MTDS M:021 L:041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Living Area |
| Gross Area | 4,212 sqft |
| 1st Floor Area | 1,453 sqft |
| Basement Area | 1,453 sqft |
| Unfinished Basement | 778 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,897 sqft (1.1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1631 |
|---|---|
| Street Address | 1095 MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660-6321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR1 |
| Legal Lot Number | 41 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 966000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Somesville Historic District listed 1975 · 34 contributing resources · NRIS 75000092 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 906, MOUNT DESERT, ME 04660-0906 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 1095 MAIN ST, MOUNT DESERT, ME 04660-6321 |
| Document Number | 0069380511 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1095 MAIN ST MOUNT DESERT ME 046606321, MOUNT DESERT, ME 04660-6321 |
| Document Number | 0069380511 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 006938/000511 |
| Instrument | 2188 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Address | BAR HARBOR, ME 04609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,345.00 (+2.08%) | $675,700 (+20.02%) Land $156,400 Building $519,300 |
| 2024 | $5,236.00 (+6.66%) | $563,000 (-) Land $130,300 Building $432,700 |
| 2023 | $4,909.00 (+8.44%) | $563,000 (-) Land $130,300 Building $432,700 |
| 2022 | $4,527.00 | $563,000 Land $130,300 Building $432,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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