1095 Cunningham Rd, Gettysburg, PA 17325 Property Records

Adams County property record for 1095 Cunningham Rd, Gettysburg, PA 17325

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,963 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Mar 2020)
Tax Bill	$8,790 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13 D16-0008D-000`

Property Details

APN / Parcel Number

Primary APN	`13 D16-0008D-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Building Area	3,963 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	1095 CUNNINGHAM RD
City	GETTYSBURG
State	PA
Zip	17325-7106
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	TWO MINOR RESIDENTIAL SUBDIVISION
Legal Lot Number	L-0003
Jurisdiction	ADAMS PA
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2052
Census Tract	31600

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 CUNNINGHAM RD, GETTYSBURG, PA 17325-7106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage YORK TRADITIONS BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage YORK TRADITIONS BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage YORK TRADITIONS BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage YORK TRADITIONS BANK
Mar 3, 2020	Deed, Transfer · Line of Credit YORK TRADITIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	20202679
Deed Book / Page	6590 / 487
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1095 CUNNINGHAM RD, GETTYSBURG, PA 17325-7106
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006657/231
Date	Aug 26, 2020
Book Page	6657/231
Instrument	202000010206

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1095 CUNNINGHAM RD, GETTYSBURG, PA 17325-7106
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006657/197
Date	Aug 26, 2020
Book Page	6657/197
Instrument	202000010205

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1095 CUNNINGHAM RD, GETTYSBURG, PA 17325-7106
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006803/633
Date	Jun 1, 2021
Book Page	6803/633

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1095 CUNNINGHAM RD, GETTYSBURG, PA 17325-7106
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006802/168
Date	May 28, 2021
Book Page	6802/168

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 3, 2020
Property Address	1095 CUNNINGHAM RD, GETTYSBURG, PA 17325-7106
Document Number	006590/487
Book / Page	6590 / 487
Map Reference	MB 6577 PG 736
Instrument Date	Feb 28, 2020
Instrument	202000002679
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CHAMBERSBURG ST, GETTYSBURG, PA 17325-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	427 HARRISBURG ST, GETTYSBURG, PA 17325-1315

Mortgage

Document Number	202000002680
Date	Mar 3, 2020
Instrument	202000002680

Lender

Name	YORK TRADITIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Freedom Township
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,790.00 (+7.83%)	$500,000 (-) Land $9,800 Building $490,200
2024	$8,152.00	$500,000 (-) Land $9,800 Building $490,200
2023	$8,152.00 Additional exemption filed	$500,000 Land $9,800 Building $490,200
2010			$704,200 Land $214,000 Building $490,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Flooding, Severe Storms, Jun 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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