685 Cunningham Rd, Gettysburg, PA 17325 Property Records

Adams County property record for 685 Cunningham Rd, Gettysburg, PA 17325

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,644 sqft · built 1999
Lot Size	18.6 acres (813,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Aug 2023)
Tax Bill	$6,956 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13 E16-0001D-000`

Property Details

APN / Parcel Number

Primary APN	`13 E16-0001D-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,644 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	813,701 sqft (18.6 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	685 CUNNINGHAM RD
City	GETTYSBURG
State	PA
Zip	17325-6935
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Lot Number	L-0002
Jurisdiction	ADAMS PA
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2025
Census Tract	31600

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 CUNNINGHAM RD, GETTYSBURG, PA 17325-6935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Aug 23, 2023	Deed, Transfer · VA Mortgage PENTAGON FCU
Sep 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage AFFINITY FEDERAL CREDIT UNION
Aug 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Book / Page	7128 / 303
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	685 CUNNINGHAM RD, GETTYSBURG, PA 17325-6935
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CUNNINGHAM RD, GETTYSBURG, PA 17325-6935

Mortgage

Document Number	007454/327
Date	Mar 10, 2026
Book Page	7454/327

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 23, 2023
Property Address	685 CUNNINGHAM RD, GETTYSBURG, PA 17325-6935
Document Number	007128/303
Book / Page	7128 / 303
Map Reference	MB 63 PG 91
Instrument Date	Jul 25, 2023
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 HOFFMAN RD, BRIDGEWATER, NJ 08807-2121

Mortgage

Document Number	007128/309
Date	Aug 23, 2023
Book Page	7128/309

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	685 CUNNINGHAM RD, GETTYSBURG, PA 17325-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6526/463
Date	Sep 3, 2019
Book Page	6526/463
Instrument	20190-00009998

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 29, 2018
Property Address	685 CUNNINGHAM RD, GETTYSBURG, PA 17325-6935
Document Number	6413/671
Book / Page	6413 / 671
Instrument Date	Aug 27, 2018
Instrument	201800009771
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 HOFFMAN RD, BRIDGEWATER, NJ 08807-2121

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Freedom Township
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,956.00 (+7.83%)	$395,700 (-) Land $18,200 Building $377,500
2024	$6,451.00 (+6.66%)	$395,700 (+6.66%) Land $18,200 Building $377,500
2023	$6,048.00 Additional exemption filed	$371,000 Land $18,100 Building $352,900
2010			$666,900 Land $289,400 Building $377,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Flooding, Severe Storms, Jun 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, T-Mobile, Xfinity.

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