Contra Costa County property record for 1095 Covered Wagon Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,128 sqft · built 1989 |
| Lot Size | 0.125 acres (5,435 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $375,000 (Mar 2019) |
| Tax Bill | $5,617 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-070-062-1 |
| Primary APN | 035-070-062-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 492 sqft |
| 2nd Floor Area | 636 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 5,435 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 1095 COVERED WAGON DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6790 L43 |
| Legal Subdivision | SUBDIVISION 6790 |
| Legal Tract | 6790 |
| Legal Lot Number | 43 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302014 |
1095 Covered Wagon Dr is held in a trust since February 2021.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1095 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 5, 2021 | Intrafamily Transfer, Transfer |
| Mar 22, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on File |
| Deed Sale | Mar 22, 2019 · Amount on File |
| Prior Sale | Jul 26, 2010 · Amount on File |
| Deed Document Number | 201939352 |
| Last Transfer Date | Feb 27, 2021 |
| Transfer Doc | 0000068343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 5, 2021 |
| Property Address | 1095 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Document Number | 0000068343 |
| Map Reference | MB 318 PG 21 |
| Instrument Date | Feb 27, 2021 |
| Instrument | 2021-068343 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 22, 2019 |
| Property Address | 1095 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Document Number | 0000039352 |
| Map Reference | MB 318 PG 21 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019-039352 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1095 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Document Number | 0000039353 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019-039353 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Number | 0000039355 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019-039355 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48007 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1095 Covered Wagon Dr was $5,617.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $426,680 (+2%) Land $216,184 Building $210,496 | |
| 2025 | $5,617.00 | $418,315 Land $211,946 Building $206,369 |
| 2023 | $5,457.00 (+0.79%) | $402,073 Land $203,717 Building $198,356 |
| 2022 | $5,414.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1095 Covered Wagon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 Covered Wagon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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