Contra Costa County property record for 1085 Covered Wagon Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,128 sqft · built 1990 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,855 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-070-061-3 |
| Primary APN | 035-070-061-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 492 sqft |
| 2nd Floor Area | 636 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,350 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1085 COVERED WAGON DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6790 L42 |
| Legal Subdivision | SUBDIVISION 6790 |
| Legal Tract | 6790 |
| Legal Lot Number | 42 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302014 |
1085 Covered Wagon Dr is owner-occupied and held in a trust since June 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1085 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Intrafamily Transfer, Transfer |
| Feb 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2021 |
| Transfer Doc | 0000211973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2021 |
| Property Address | 1085 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Document Number | 0000211973 |
| Map Reference | MB 318 PG 21 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-211973 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1085 COUERED WIGON, HAYWARD, CA 94541 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1085 COVERED WAGON DR, OAKLEY, CA 94561-2341 |
| Document Number | 0000029359 |
| Instrument Date | Feb 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1085 COVERED WAGON DR OAKLEY CA 945612341, OAKLEY, CA 94561-2341 |
| Document Number | 0000029359 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 29359 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 17, 2035 |
The 2025 property tax bill for 1085 Covered Wagon Dr was $2,855 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $175,043 (+2%) Land $36,757 Building $138,286 | |
| 2025 | $2,855.00 Homeowner's exemption | $171,612 Land $36,037 Building $135,575 |
| 2023 | $2,778.00 (+0.65%) Homeowner's exemption | $164,950 Land $34,639 Building $130,311 |
| 2022 | $2,760.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1085 Covered Wagon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1085 Covered Wagon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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