1095 Cornelia St, Elgin, SC 29045 Property Records

Richland County property record for 1095 Cornelia St, Elgin, SC 29045

Property Summary

Property TypePlanned Unit Development
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$199,900 (Oct 2025)
Tax Bill$187 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR28802-03-80

Property Details

APN / Parcel Number

Primary APNR28802-03-80

Interior

FlooringWood

Exterior

Lot Area2,178 sqft

Location & Zoning

Street Address1095 CORNELIA ST
CityELGIN
StateSC
Zip29045-7920
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodePD
Legal DescriptionLOT 104 22.2X98.6X22X96 #SU LIBERTY RIDGE TOWNHOMES #PR RB2811-2905/2906
Legal SubdivisionLIBERTY RIDGE TOWNHOMES
Legal Lot Number22,104
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2079
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1095 CORNELIA ST, ELGIN, SC 29045-7920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Prior SaleSep 22, 2025 · Amount on Record
Deed Document Number202546809
Deed Book / Page3061 / 112
Prior Transfer DateFeb 13, 2025
Prior Transfer Doc0000045169
Record UpdatedSep 20, 2026

October 2025: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateOct 1, 2025
Property Address1095 CORNELIA ST, ELGIN, SC 29045-7920
Document Number0030610112
Book / Page3061 / 112
Map ReferenceMB 3031 PG 442
Instrument DateSep 30, 2025
Instrument2025046809
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2025
Title CompanyFIRST AMERICAN SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1095 CORNELIA ST, ELGIN, SC 29045-7920

Mortgage

Document Number2025046810
DateOct 1, 2025
Instrument2025046810
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$187.00 (+10.65%)$10,000 Land $10,000
2023$169.00 Additional exemption filed

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cornelia St

Nearby Streets

Search Property Records by Address or Parcel Number