Richland County property record for 1088 Cornelia St, Elgin, SC 29045
| Details | 3 bd · 2.5 ba · 1,395 sqft |
|---|---|
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2026) |
| Tax Bill | $7,099 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R28802-04-40 |
| Primary APN | R28802-04-40 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,395 sqft Living Area |
| Flooring | Wood |
| Lot Area | 3,920 sqft |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1088 CORNELIA ST |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-7920 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | PD |
| Legal Description | LOT 5 22X186.2X23.4X178.3 #SU LIBERTY RIDGE TOWNHOMES #PR RB2811-2905/2906 |
| Legal Subdivision | LIBERTY RIDGE TOWNHOMES |
| Legal Lot Number | 5,22 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
Source: Richland County records · APN R28802-04-40
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1088 CORNELIA ST, ELGIN, SC 29045-7920 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEW AMERICAN FUNDING |
| Jan 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2024 · Amount on Record |
| Deed Document Number | 2026231 |
| Deed Book / Page | 3088 / 1858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1088 CORNELIA ST, ELGIN, SC 29045-7920 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030881879 |
|---|---|
| Date | Jan 05, 2026 |
| Book Page | 3088/1879 |
| Instrument | 2026000233 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 04, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1088 CORNELIA ST, ELGIN, SC 29045-7920 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 212 SUMMER PARK RD, COLUMBIA, SC 29223-7878 |
| Document Number | 0030881863 |
|---|---|
| Date | Jan 05, 2026 |
| Book Page | 3088/1863 |
| Instrument | 2026000232 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $7,099.00 (+4,100.59%) | $207,900 Land $38,500 Building $169,400 |
| 2023 | $169.00 Additional exemption filed |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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