1095 Collins Ave, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1095 Collins Ave, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1992
Lot Size	0.816 acres (35,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2007)
Tax Bill	$4,608 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-067499`

Property Details

APN / Parcel Number

Primary APN	`05-067499`
Alternative APNs	`5067499` `067499`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Total Area
1st Floor Area	36 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,535 sqft (0.816 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	456 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	067499
Street Address	1095 COLLINS AVE
City	SYKESVILLE
State	MD
Zip	21784-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 18 - 35535 SF COLLINS AVE 32-113 COLLINS ESTS SC 2
Legal Subdivision	COLLINS ESTATES SEC 02
Legal Lot Number	18
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1014
Census Tract	505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 COLLINS AVE, SYKESVILLE, MD 21784-8141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	200771940
Deed Book / Page	5422 / 391
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1095 COLLINS AVE, ELDERSBURG, MD 21784-8141
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105930479
Date	Dec 13, 2021
Book Page	10593/479

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	165 Months
Due	Sep 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1095 COLLINS AVE, ELDERSBURG, MD 21784-8141
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101110408
Date	Feb 19, 2021
Book Page	10111/408

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	476 Months
Due	Oct 7, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1095 COLLINS AVE, ELDERSBURG, MD 21784-8141
Document Number	0099140220
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1095 COLLINS AVE SYKESVILLE MD 217848141, SYKESVILLE, MD 21784-8141

Mortgage

Document Number	0099140220
Date	Oct 23, 2020
Book Page	009914/000220

Lender

Name	FIRST HM MTG
Type	Mortgage Company
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,608.00 (+4.14%)	$399,567 (+9.68%)	$415,900 (+13.36%) Land $152,600 Building $263,300
2025	$4,425.00 (+7.51%)
2023	$4,116.00	$364,300	$366,900 Land $152,600 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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