1060 Collins Ave, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1060 Collins Ave, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2 ba · 976 sqft · built 1991
Lot Size	0.693 acres (30,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,000 (Dec 2025)
Tax Bill	$4,422 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-067456`

Property Details

APN / Parcel Number

Primary APN	`05-067456`
Alternative APNs	`5067456` `067456`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	976 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,186 sqft (0.693 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	067456
Street Address	1060 COLLINS AVE
City	SYKESVILLE
State	MD
Zip	21784-8140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 14 - 30186 SF 1060 COLLINS AVE 32-113 COLLINS ESTS SC 2
Legal Subdivision	COLLINS ESTATES SEC 02
Legal Lot Number	14
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1014
Census Tract	505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 COLLINS AVE, SYKESVILLE, MD 21784-8140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 1, 2018	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Book / Page	11642 / 141
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 10, 2025
Property Address	1060 COLLINS AVE, ELDERSBURG, MD 21784-8140
Document Number	0116420141
Book / Page	11642 / 141
Map Reference	MB LWS 32 FO 113
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1060 COLLINS AVE, SYKESVILLE, MD 21784-8140

Mortgage

Document Number	0011642147
Date	Dec 10, 2025
Instrument	11642/147

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 1, 2018
Property Address	1060 COLLINS AVE, ELDERSBURG, MD 21784-8140
Document Number	0090010197
Book / Page	9001 / 0197
Map Reference	LB32 FO113
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND TITLE WORKS UNLIMIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 COLLINS AVE, SYKESVILLE, MD 21784-8140

Mortgage

Document Number	0009001204
Date	May 1, 2018
Instrument	9001/204

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,422.00 (+6.73%)	$381,733 (+7%)	$406,700 (-) Land $147,700 Building $259,000
2025	$4,143.00 (+11.28%)	$356,767 (+8.28%)	$406,700 (+22.57%) Land $147,700 Building $259,000
2023	$3,723.00	$329,500	$331,800 Land $147,700 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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