1095 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 1095 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2021
Lot Size	0.116 acres (5,037 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Aug 2022)
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`08429-DC-04200`

Property Details

APN / Parcel Number

Primary APN	`08429-DC-04200`
Alternative APN	`580766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,037 sqft (0.116 acres)
Garage Area	470 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	580766
Street Address	1095 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	BRANDY MEADOWS NO. 2 LOT 42
Legal Subdivision	BRANDY MEADOWS NO. 2
Legal Block	5
Legal Lot Number	42
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

1095 Chestnut St is owned and occupied by two individuals who bought it in August 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1095 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2022	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	20229048
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 2, 2022
Property Address	1095 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000009048
Map Reference	VOL 16 PG 5
Instrument Date	Aug 1, 2022
Instrument	2022-009048
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1095 CHESTNUT ST, INDEPENDENCE, OR 97351-1549

Mortgage

Document Number	0000009049
Date	Aug 2, 2022
Instrument	2022-009049

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	POLK OR
Recording Date	Aug 2, 2022
Property Address	1095 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000009047
Map Reference	VOL 16 PG 5
Instrument Date	Aug 1, 2022
Instrument	2022-009047
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 16TH ST NE, SALEM, OR 97301-0496

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Chestnut St was $3,689, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,960 (+3%) Land $67,650 Building $174,310	$473,020 (+4.55%) Land $150,000 Building $323,020
2025	$3,689.00 (+3.77%)	$234,920 (+3%) Land $65,680 Building $169,240	$452,420 (-0.64%) Land $135,000 Building $317,420
2024	$3,555.00 (-2.52%) Veteran's exemption	$228,080 (+3%) Land $63,770 Building $164,310	$455,320 (+1.26%) Land $137,600 Building $317,720
2023	$3,647.00 (+251.69%) Veteran's exemption	$221,440 (+284.04%) Land $61,920 Building $159,520	$449,640 (+312.51%) Land $135,000 Building $314,640
2022	$1,037.00	$57,660 Land $57,660	$109,000 Land $109,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1095 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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