1093 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 1093 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2022
Lot Size	0.115 acres (5,012 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2022)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DC-04100`

Property Details

APN / Parcel Number

Primary APN	`08429-DC-04100`
Alternative APN	`580765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,012 sqft (0.115 acres)
Garage Area	470 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	580765
Street Address	1093 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	BRANDY MEADOWS NO. 2 LOT 41
Legal Subdivision	BRANDY MEADOWS NO. 2
Legal Block	5
Legal Lot Number	41
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

1093 Chestnut St is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1093 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON COMMUNITY CU
Jun 1, 2022	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE
Jun 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	20226640
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1093 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 CHESTNUT ST, INDEPENDENCE, OR 97351-1549

Mortgage

Document Number	0000009734
Date	Dec 18, 2025
Instrument	2025-009734

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2035

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	POLK OR
Recording Date	Jun 1, 2022
Property Address	1093 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000006639
Map Reference	VOL 16 PG 05
Instrument Date	May 31, 2022
Instrument	2022-006639
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 16TH ST NE, SALEM, OR 97301-0496

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 1, 2022
Property Address	1093 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000006640
Map Reference	VOL 16 PG 05
Instrument Date	May 31, 2022
Instrument	2022-006640
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 CHESTNUT ST, INDEPENDENCE, OR 97351-1549

Mortgage

Document Number	0000006641
Date	Jun 1, 2022
Instrument	2022-006641

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1093 Chestnut St was $3,894, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,160 (+3%) Land $67,650 Building $180,510	$484,580 (+4.49%) Land $150,000 Building $334,580
2025	$3,894.00 (+3.78%)	$240,940 (+3%) Land $65,680 Building $175,260	$463,740 (-1.32%) Land $135,000 Building $328,740
2024	$3,752.00 (-2.52%) Veteran's exemption	$233,930 (+3%) Land $63,770 Building $170,160	$469,950 (+1.98%) Land $137,600 Building $332,350
2023	$3,849.00 (+537.25%) Veteran's exemption	$227,120 (+293.9%) Land $61,920 Building $165,200	$460,840 (+322.79%) Land $135,000 Building $325,840
2022	$604.00 Veteran's exemption	$57,660 Land $57,660	$109,000 Land $109,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1093 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1093 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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