10948 E Shore Dr, Merrifield, MN 56465 Property Records

Crow Wing County property record for 10948 E Shore Dr, Merrifield, MN 56465

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,642 sqft · built 1993
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Sep 2025)
Tax Bill$1,522 (2026)
Deeds & MortgagesFeb 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN992100030010009

Property Details

APN / Parcel Number

Primary APN992100030010009
Alternative APNs
  • 99020541
  • 160736

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,642 sqft Living Area
Gross Area1,849 sqft
1st Floor Area1,642 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Architectural StylePatio Home
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,738 sqft (1.05 acres)
Garage Area672 sqft
DrivewayDriveway
PorchSlab
Porch Area180 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number160736
Street Address10948 E SHORE DR
CityMERRIFIELD
StateMN
Zip56465-4196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF LOT 1, BLOCK 3, WICKHAM - BORG ESTATES, SECTION 2, TOWNSHIP 134 NORTH, RANGE 28 WEST, CROW WING COUNTY, MINNESOT
Legal Range28W
Legal Township134
Legal Section02
Legal SubdivisionWICKHAM-BORG ESTATES
Legal Block3
Legal Lot Number1
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group1
Census Block1000
Census Tract950901

Owner

Source: Crow Wing County assessment roll, APN 992100030010009, as of August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10948 E SHORE DR, MERRIFIELD, MN 56465-4196
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Prior SaleJan 18, 2019 · Amount on Record
Deed Document Number20251014348
Prior Transfer DateJul 31, 2023
Prior Transfer Doc0000987562
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address10920 E SHORE DR, MERRIFIELD, MN 56465-4196
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address10920 E SHORE DR, MERRIFIELD, MN 56465-4196

Mortgage

Document Number0001006333
DateFeb 11, 2025
Instrument1006333
Lender
NameFIRST WESTERN BANK & TRUST
TypeBank
AddressMINOT, ND 58701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term62 Months
DueApr 01, 2030

Tax Assessment & Valuation

Source: Crow Wing County assessment roll as of August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,522.00 (-12.73%)$313,695 (+12.35%)$330,500 (+18.37%) Land $74,700 Building $255,800
2025$279,200 (-17.71%) Land $44,400 Building $234,800$279,200 (-17.71%) Land $44,400 Building $234,800
2023$1,744.00 Homeowner's exemption$339,300 Land $78,900 Building $260,400$339,300 Land $78,900 Building $260,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), as of August 15, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270359509011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 33 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Telephone Company.

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