10719 E Shore Dr, Merrifield, MN 56465 Property Records

Crow Wing County property record for 10719 E Shore Dr, Merrifield, MN 56465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,320 sqft · built 2015
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jul 2026)
Tax Bill	$3,392 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`992100010170009`

Property Details

APN / Parcel Number

Primary APN	`992100010170009`
Alternative APNs	`99020543` `148412`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)
Garage Area	2,380 sqft
Driveway	Driveway
Porch	Slab
Deck Area	496 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	148412
Street Address	10719 E SHORE DR
City	MERRIFIELD
State	MN
Zip	56465-4198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 1
Legal Range	28W
Legal Township	134
Legal Section	02
Legal Subdivision	WICKHAM-BORG ESTATES
Legal Block	1
Legal Lot Number	17
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	1
Census Block	1002
Census Tract	950901

Owner

Source: Crow Wing County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10719 E SHORE DR, MERRIFIELD, MN 56465-4198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	20261026635
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 16, 2026
Property Address	10719 E SHORE DR, MERRIFIELD, MN 56465-4198
Document Number	0001026635
Instrument Date	Jul 1, 2026
Instrument	20261026635
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE ESCROW, THE TITLE TEAM-NOBLE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,644.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10719 E SHORE DR, MERRIFIELD, MN 56465-4198
Investor	Possibly a Property Investor

Mortgage

Document Number	0001026636,
Date	Jul 16, 2026
Instrument	20261026636

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	10719 E SHORE DR, MERRIFIELD, MN 56465-4198
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10719 E SHORE DR, MERRIFIELD, MN 56465-4198

Mortgage

Document Number	0001018175
Date	Dec 12, 2025
Instrument	1018175

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2040

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,392.00 (+5.28%) Homeowner's exemption	$629,000 (+10.39%) Land $100,300 Building $528,700	$629,000 (+10.39%) Land $100,300 Building $528,700
2025		$569,800 (-5.71%) Land $88,500 Building $481,300	$569,800 (-5.71%) Land $88,500 Building $481,300
2023	$3,222.00 Homeowner's exemption	$604,300 Land $74,800 Building $529,500	$604,300 Land $74,800 Building $529,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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