10947 Lower Circle Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 10947 Lower Circle Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1987
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Mar 2006)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-890-032-000`

Property Details

APN / Parcel Number

Primary APN	`020-890-032-000`
Alternative APN	`20-890-32-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Lot Area	19,166 sqft (0.44 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	20-890-32-000
Street Address	10947 LOWER CIRCLE DR
City	GRASS VALLEY
State	CA
Zip	95949-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 58 ALTA SIERRA ESTS #11
Legal Subdivision	ALTA SIERRA ESTS #11
Legal Lot Number	58
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

10947 Lower Circle Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10947 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Feb 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Nov 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2006 · Amount on File
Deed Sale	Mar 16, 2006 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	20068245
Last Transfer Date	Feb 2, 2021
Transfer Doc	0000004260
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Feb 8, 2021
Property Address	10947 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645
Document Number	0000004262
Map Reference	MB 3 PG 21
Instrument Date	Feb 2, 2021
Instrument	20210004262
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10947 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Feb 8, 2021
Property Address	10947 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645
Document Number	0000004260
Map Reference	MB 3 PG 21
Instrument Date	Feb 2, 2021
Instrument	20210004260
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10947 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645

Mortgage

Document Number	0000004261
Date	Feb 8, 2021
Instrument	20210004261

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 7, 2018
Property Address	10947 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645
Document Number	0000021963
Instrument Date	Oct 11, 2018
Instrument	21963
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10947 LOWER CIRCLE DR GRASS VALLEY CA 959496645, GRASS VALLEY, CA 95949-6645

Tax Assessment & Valuation

The 2025 property tax bill for 10947 Lower Circle Dr was $7,172 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,400 (+1.99%) Land $164,900 Building $515,500
2025	$7,172.00 Homeowner's exemption	$667,100 Land $161,700 Building $505,400
2023	$7,149.00 (+4.05%) Homeowner's exemption	$667,100 Land $161,700 Building $505,400	$572,310
2022	$6,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10947 Lower Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10947 Lower Circle Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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