10925 Lower Circle Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 10925 Lower Circle Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,527 sqft · built 1987
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Nov 2024)
Tax Bill	$6,460 (2025)
Deeds & Mortgages	May 2021 Transfer Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-890-033-000`

Property Details

APN / Parcel Number

Primary APN	`020-890-033-000`
Alternative APN	`20-890-33-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,527 sqft Living Area
1st Floor Area	2,527 sqft
Basement Area	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Lot Area	20,909 sqft (0.48 acres)
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,844 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	20-890-33-000
Street Address	10925 LOWER CIRCLE DR
City	GRASS VALLEY
State	CA
Zip	95949-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 59 ALTA SIERRA ESTATES #11
Legal Subdivision	ALTA SIERRA ESTATES #11
Legal Lot Number	59
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10925 LOWER CIRCLE DR, CA, GRASS VALLEY, CA 95949-6645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Intrafamily Transfer, Transfer
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Deed Document Number	202418147
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000016683
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	May 13, 2021
Property Address	10925 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645
Document Number	0000016683
Map Reference	MB 3 PG 21
Instrument Date	Apr 13, 2021
Instrument	20210016683
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10925 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10925 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645
Document Number	0000018097
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10925 LOWER CIRCLE DR GRASS VALLEY CA 959496645, GRASS VALLEY, CA 95949-6645

Mortgage

Document Number	0000018097
Date	Sep 14, 2018
Instrument	18097

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,980 (+2%) Land $122,400 Building $488,580
2025	$6,460.00 (+49.54%) Homeowner's exemption	$599,000 (+51.13%) Land $120,000 Building $479,000
2023	$4,320.00 (+2.13%) Homeowner's exemption	$396,360 Land $65,479 Building $330,881	$646,110
2022	$4,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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