10945 Lake Forest Dr, Conroe, TX 77384 Property Records

Montgomery County property record for 10945 Lake Forest Dr, Conroe, TX 77384

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,984 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 1998)
Tax Bill	$7,416 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8269-00-01600`

Property Details

APN / Parcel Number

Primary APN	`8269-00-01600`
Alternative APN	`R254701`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,984 sqft Living Area
Gross Area	4,703 sqft
1st Floor Area	2,347 sqft
2nd Floor Area	1,637 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10945 LAKE FOREST DR
City	CONROE
State	TX
Zip	77384-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	RED OAK RANCH 01, BLOCK 2, LOT 13, ACRES 5.00
Legal Subdivision	RED OAK RANCH 01
Legal Block	2
Legal Lot Number	13
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	690502

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10945 LAKE FOREST DR, CONROE, TX 77384-3250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 1998 · Amount on Record
Deed Sale	Sep 9, 1998 · Amount on Record
Prior Sale	May 8, 1998
Deed Document Number	199870745
Prior Transfer Date	Sep 3, 1998
Prior Transfer Doc	0000070745
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10945 LAKE FOREST DR, CONROE, TX 77384-3250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045986
Date	May 21, 2018
Instrument	2018045986

Lender

Name	COMPASS BANK
Type	Bank
Address	SPRING, TX 77382

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Magnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,104,211 (+1%)	$1,118,762 (-7.86%) Land $150,000 Building $968,762
2025	$7,416.00 (-8.94%) Homeowner's exemption Senior Citizen's exemption	$1,003,828 (+1%) Land $150,000 Building $1,064,154	$1,214,154 (+22.17%) Land $150,000 Building $1,064,154
2024	$8,144.00 (+3.44%) Homeowner's exemption Senior Citizen's exemption	$912,571 (+1%) Land $150,000 Building $843,832	$993,832 (-1.11%) Land $150,000 Building $843,832
2023	$7,873.00 Homeowner's exemption	$829,610 Land $150,000 Building $854,940	$1,004,940 Land $150,000 Building $854,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK RANCH WATER SYSTEM private · serves 1,233 people · EPA ID TX1700609
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
T-Mobile Fixed Wireless	100 / 20