10945 Cactus Ave, Bloomington, CA 92316 Property Records

San Bernardino County property record for 10945 Cactus Ave, Bloomington, CA 92316

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,178 sqft · built 1999
Lot Size0.459 acres (20,000 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Dec 1998)
Tax Bill$4,688 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0258-201-20-0000

Property Details

APN / Parcel Number

Primary APN0258-201-20-0000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,178 sqft Living Area
Gross Area3,624 sqft
1st Floor Area3,178 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area20,000 sqft (0.459 acres)
View / LotAverage
Garage TypeAttached
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPatio/Porch
Porch Area79 sqft
Patio Area79 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address10945 CACTUS AVE
CityBLOOMINGTON
StateCA
Zip92316-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBLRS20M
Legal DescriptionTRACT 15812 LOT 20 BOOK 269 PAGE 93
Legal Tract15812
Legal Block2
Legal Lot Number20
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group2
Census Block2003
Census Tract4003

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10945 CACTUS AVE, BLOOMINGTON, CA 92316-3201
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 1998 · Amount on Record
Deed SaleDec 31, 1998 · Amount on Record
Deed Document Number1998560536
Last Transfer DateMar 2, 2012
Transfer Doc0000084889
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10945 CACTUS AVE, BLOOMINGTON, CA 92316-3201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10945 CACTUS AVE, BLOOMINGTON, CA 92316-3201

Mortgage

Document Number0000314906
DateAug 28, 2020
Instrument2020-0314906
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term157 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictColton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$369,769 (+2%) Land $47,972 Building $321,797
2025$4,688.00 (+4.6%)$362,518 (+4.04%) Land $47,031 Building $315,487
2023$4,482.00 (+1.52%)$348,441 Land $45,205 Building $303,236
2022$4,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST VALLEY WATER DISTRICT
serves 96,123 people · EPA ID CA3610004
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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