10935 Cactus Ave, Bloomington, CA 92316 Property Records

San Bernardino County property record for 10935 Cactus Ave, Bloomington, CA 92316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,884 sqft · built 1999
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (May 1999)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0258-201-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0258-201-21-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	1,884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10935 CACTUS AVE
City	BLOOMINGTON
State	CA
Zip	92316-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BLRS20M
Legal Description	TRACT 15812 LOT 21 BOOK 269 PAGE 93
Legal Tract	15812
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2003
Census Tract	4003

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10935 CACTUS AVE, BLOOMINGTON, CA 92316-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1999 · Amount on Record
Deed Sale	May 12, 1999 · Amount on Record
Deed Document Number	1999203817
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10935 CACTUS AVE, BLOOMINGTON, CA 92316-3201
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10935 CACTUS AVE, BLOOMINGTON, CA 92316-3201

Mortgage

Document Number	0000290174
Date	Aug 23, 2022
Instrument	2022-0290174

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Jul 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10935 CACTUS AVE, BLOOMINGTON, CA 92316-3201
Document Number	0000217304
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10935 CACTUS AVE BLOOMINGTON CA 923163201, BLOOMINGTON, CA 92316-3201

Mortgage

Document Number	0000217304
Date	Jun 30, 2020
Instrument	217304

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10935 CACTUS AVE, BLOOMINGTON, CA 92316-3201
Document Number	0000140436
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10935 CACTUS AVE BLOOMINGTON CA 923163201, BLOOMINGTON, CA 92316-3201

Mortgage

Document Number	0000140436
Date	Apr 19, 2018
Instrument	140436

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,277 (+2%) Land $67,537 Building $220,740
2025	$3,611.00 (+4.73%) Homeowner's exemption	$282,625 (+4.04%) Land $66,213 Building $216,412
2023	$3,448.00 (+1.59%) Homeowner's exemption	$271,651 Land $63,642 Building $208,009
2022	$3,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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