10943 23rd St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10943 23rd St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,646 sqft · built 2020
Lot Size	0.284 acres (12,395 sqft)
Owner	2 Individuals on Record
Last Sale	$92,000 (Jan 2020)
Tax Bill	$6,706 (2026)
Deeds & Mortgages	Jan 2020 Sale & Construction Loan Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-345-001050`

Property Details

APN / Parcel Number

Primary APN	`114-345-001050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
Basement Area	826 sqft
Finished Basement	826 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,395 sqft (0.284 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10943 23RD ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-120 RANGE-024 LAKESHORE PRESERVE LOT-005 BLOCK-001 01
Legal Range	024
Legal Township	120
Legal Section	23
Legal Subdivision	LAKESHORE PRESERVE
Legal Block	1
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3000
Census Tract	100803

Owner

Source: Wright County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	10943 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Warranty Deed, Construction Loan · Construction Mortgage OLD NATIONAL BANK
Jan 2, 2020	Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	20201415118
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 2, 2020
Property Address	10943 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001415118
Instrument Date	Dec 30, 2019
Instrument	1415118
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	CUSTOM HOME BUILDERS TTL LLC

Transaction

Amount	Amount Recorded
Tax	$303.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1439 131ST LN NE, BLAINE, MN 55449-4111

Mortgage

Document Number	0001415119
Date	Jan 2, 2020
Instrument	1415119

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 2, 2020
Property Address	10943 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001415117
Instrument Date	Dec 23, 2019
Instrument	1415117
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13432 HANSON BLVD NW ANDOVER MN 553044011, ANDOVER, MN 55304-4011

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,706.00 (+15.3%)	$555,900 (-0.09%) Land $165,000 Building $390,900	$555,900 (-0.09%) Land $165,000 Building $390,900
2025		$556,400 (+1.44%) Land $161,000 Building $395,400	$556,400 (+1.44%) Land $161,000 Building $395,400
2023	$5,816.00 (-0.95%)	$548,500 Land $166,400 Building $382,100	$548,500 Land $166,400 Building $382,100
2022	$5,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire.

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