10907 23rd St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10907 23rd St NE, Saint Michael, MN 55376 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,710 sqft · built 2020
Lot Size	0.17 acres (7,413 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Sep 2020)
Tax Bill	$6,570 (2026)
Deeds & Mortgages	Aug 2021 Transfer Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-345-001080`

Property Details

APN / Parcel Number

Primary APN	`114-345-001080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
Basement Area	884 sqft
Finished Basement	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	7,413 sqft (0.17 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10907 23RD ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-120 RANGE-024 LAKESHORE PRESERVE LOT-008 BLOCK-001 01
Legal Range	024
Legal Township	120
Legal Section	23
Legal Subdivision	LAKESHORE PRESERVE
Legal Block	1
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3000
Census Tract	100803

Owner

Source: Wright County records · APN 114-345-001080

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2021	Transfer on Death Deed, Transfer
Sep 21, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 15, 2020	Loan Modification, Mortgage · Line of Credit FALCON NAT'L BK
Jan 30, 2020	Loan Modification, Mortgage · Line of Credit FALCON NAT'L BK
Jan 30, 2020	Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	20201440865
Last Transfer Date	Aug 04, 2021
Transfer Doc	0001479108
Record Updated	Sep 20, 2026

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 04, 2021
Property Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001479108
Instrument Date	Aug 04, 2021
Instrument	1479108
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 21, 2020
Property Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001440865
Instrument Date	Sep 18, 2020
Instrument	1440865
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	CUSTOM HOME BUILDERS TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214

Mortgage

Document Number	0001440866
Date	Sep 21, 2020
Instrument	1440866

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001429730
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13432 HANSON BLVD NW ANDOVER MN 553044011, ANDOVER, MN 55304-4011
Investor	Possibly a Property Investor

Mortgage

Document Number	0001429730
Date	Jun 16, 2020
Instrument	1429730

Lender

Name	FALCON NAT'L BK
Type	Bank
Address	1441 BUNKER LAKE BLVD NE, HAM LAKE, MN 55304-7021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2021

Interest

Rate Type	Adjustable Rate

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001417449
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13432 HANSON BLVD NW ANDOVER MN 553044011, ANDOVER, MN 55304-4011
Investor	Possibly a Property Investor

Mortgage

Document Number	0001417449
Date	Jan 30, 2020
Instrument	1417449

Lender

Name	FALCON NAT'L BK
Type	Bank
Address	1441 BUNKER LAKE BLVD NE, HAM LAKE, MN 55304-7021

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 30, 2020
Property Address	10907 23RD ST NE, SAINT MICHAEL, MN 55376-2214
Document Number	0001417448
Instrument Date	Jan 30, 2020
Instrument	1417448
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$933.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13432 HANSON BLVD NW ANDOVER MN 553044011, ANDOVER, MN 55304-4011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,570.00 (+18.94%)	$530,200 (-3.05%) Land $165,000 Building $365,200	$530,200 (-3.05%) Land $165,000 Building $365,200
2025		$546,900 (+2.97%) Land $161,000 Building $385,900	$546,900 (+2.97%) Land $161,000 Building $385,900
2023	$5,524.00 (-2.2%)	$531,100 Land $154,500 Building $376,600	$531,100 Land $154,500 Building $376,600
2022	$5,648.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711008033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 23rd St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures