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10941 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10941 S Fork Loop, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 854 sqft · built 2018
Lot Size0.537 acres (23,391 sqft)
Owner2 Individual Names on Record
Last Sale$28,000 (Sep 2022)
Tax Bill$976 (2025)
Deeds & MortgagesSep 2022 Sale
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN03811-587-000

Property Details

APN / Parcel Number

Primary APN03811-587-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area854 sqft Living Area
1st Floor Area854 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area23,391 sqft (0.537 acres)
Lot Dimensions213 ft deep x 91 ft wide
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10941 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4857
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionCREEK HOLLOW EST UNIT #2 LOT 58 ORB 4616 P 347
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW EST
Legal Lot Number58
Legal Unit2
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3034
Census Tract302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1309 BAYOU CT, PANAMA CITY, FL 32401-3903
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC
Oct 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleOct 27, 2014 · Amount on Record
Deed Document Number202272347
Deed Book / Page4616 / 347
Prior Transfer DateMar 17, 2014
Prior Transfer Doc0035950084
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 30, 2022
Property Address10941 S FORK LOOP, PANAMA CITY, FL 32404-4857
Document Number0046160347
Book / Page4616 / 347
Map ReferenceMB 17 PG 49&50
Instrument DateSep 30, 2022
Instrument2022072347
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$196.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address459 MOSS AVE, 459, VERNON, FL 32462-6140

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 10TH ST, PANAMA CITY, FL 32409-5017

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateOct 9, 2019
Property Address10941 S FORK LOOP, PANAMA CITY, FL 32404-4857
Document Number0041771501
Book / Page004177 / 001501
Instrument DateSep 19, 2019
Instrument88747
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10941 S FORK LOOP CALLAWAY FL 324044857, CALLAWAY, FL 32404-4857

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$976.00 (+2.41%)$78,942 (+4.56%) Land $29,189 Building $49,753$78,942 (+4.56%) Land $29,189 Building $49,753
2024$953.00 (+250.37%)$75,499 (+247.39%) Land $26,535 Building $48,964$75,499 (+247.39%) Land $26,535 Building $48,964
2023$272.00 (+13.33%)$21,733 (+4.24%) Land $21,733$21,733 (+4.24%) Land $21,733
2022$240.00$20,849 Land $20,849$20,849 Land $20,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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