Bay County property record for 10929 S Fork Loop, Panama City, FL 32404
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1996 |
| Lot Size | 0.525 acres (22,869 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (Aug 2026) |
| Tax Bill | $203 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03811-584-000 |
| Primary APN | 03811-584-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,869 sqft (0.525 acres) |
| Lot Dimensions | 209 ft deep x 117 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10929 S FORK LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-4857 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | CREEK HOLLOW EST UNIT #2 201B LOT 55 ORB 4657 P 45 |
| Legal Range | 12W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | CREEK HOLLOW EST |
| Legal Lot Number | 55 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 302 |
Source: Bay County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1420 DESTINI LN, PANAMA CITY, FL 32409-3587 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Feb 14, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Deed Document Number | 202651716 |
| Deed Book / Page | 5070 / 1018 |
| Prior Transfer Date | Jan 25, 2023 |
| Prior Transfer Doc | 0046570045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 20, 2026 |
| Property Address | 10929 S FORK LOOP, PANAMA CITY, FL 32404-4857 |
| Document Number | 0000051716 |
| Book / Page | 5070 / 1018 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202651716 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $53,025.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1420 DESTINI LN, SOUTHPORT, FL 32409-3587 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 14, 2023 |
| Property Address | 10929 S FORK LOOP, PANAMA CITY, FL 32404-4857 |
| Document Number | 0046570045 |
| Book / Page | 4657 / 45 |
| Map Reference | MB 17 PG 49&50 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023008828 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10929 S FORK LOOP, PANAMA CITY, FL 32404-4857 |
| Name | Verified Name |
|---|---|
| Address | 10929 S FORK LOOP, PANAMA CITY, FL 32404-4857 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203.00 (+6.84%) Homeowner's exemption | $38,237 (+5.99%) | $46,575 (+20.59%) Land $26,445 Building $20,130 |
| 2024 | $190.00 (+6.74%) | ||
| 2023 | $178.00 (+345%) Homeowner's exemption | $36,077 (+40.18%) | $38,622 (+50.06%) Land $19,690 Building $18,932 |
| 2022 | $40.00 Homeowner's exemption | $25,737 Land $18,889 Building $6,848 | $25,737 Land $18,889 Building $6,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 10 (2014–2021) |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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