1094 N Gardner Dr, Orange, CA 92867 Property Records

Orange County property record for 1094 N Gardner Dr, Orange, CA 92867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,973 sqft · built 1962
Lot Size	0.196 acres (8,528 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,200 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`375-414-27`

Property Details

APN / Parcel Number

Primary APN	`375-414-27`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
1st Floor Area	1,973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,528 sqft (0.196 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1094 N GARDNER DR
City	ORANGE
State	CA
Zip	92867-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 4351 BLK LOT 20
Legal Subdivision	TRACT NO 4351
Legal Tract	4351
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1003
Census Tract	76206

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1094 N GARDNER DR, ORANGE, CA 92867-5811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Grant Deed, Transfer LAWYERS TITLE, LAWYERS TITLE INSURANCE COMPAN
Jul 6, 2026	Grant Deed, Transfer · VA Mortgage CANOPY MORTGAGE LLC
Apr 7, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 16, 2022	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Jun 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage REDWOOD MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026
Deed Sale	Jul 6, 2026
Prior Sale	Sep 5, 2025
Deed Document Number	2026192974
Prior Transfer Date	Jun 12, 2026
Prior Transfer Doc	0000192974
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2026
Property Address	1094 N GARDNER DR, ORANGE, CA 92867-5811
Document Number	0000193169
Instrument Date	Jun 12, 2026
Instrument	2026193169
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	LAWYERS TITLE, LAWYERS TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1094 N GARDNER DR, ORANGE, CA 92867-5811

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 6, 2026
Property Address	1094 N GARDNER DR, ORANGE, CA 92867-5811
Document Number	0000192974
Instrument Date	Jun 12, 2026
Instrument	2026192974
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 N GARDNER DR, ORANGE, CA 92867-5811

Mortgage

Document Number	0000192975,
Date	Jul 6, 2026
Instrument	2026192975

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 7, 2026
Property Address	1094 N GARDNER DR, ORANGE, CA 92867-5811
Document Number	0000098488
Instrument Date	Mar 31, 2026
Instrument	202698488
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1094 N GARDNER DR, ORANGE, CA 92867-5811

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 16, 2022
Property Address	1094 N GARDNER DR, ORANGE, CA 92867-5811
Document Number	0000410486
Map Reference	MB 153 PG 34&35
Instrument Date	Dec 1, 2022
Instrument	2022000410486
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1094 N GARDNER DR, ORANGE, CA 92867-5811

Mortgage

Document Number	0000410487
Date	Dec 16, 2022
Instrument	2022000410487

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.75%
Index	1-Year T-Bill
Max Rate	9.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1094 N GARDNER DR, ORANGE, CA 92867-5811
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 N GARDNER DR, ORANGE, CA 92867-5811

Mortgage

Document Number	0000427054
Date	Jun 30, 2021
Instrument	2021000427054

Lender

Name	REDWOOD MORTGAGE CORP
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,273,980 (+25.01%) Land $1,127,726 Building $146,254
2025	$11,200.00 (+2.23%)	$1,019,071 (+4.04%) Land $892,526 Building $126,545
2024	$10,956.00 (+2.23%)
2023	$10,717.00 (+167.86%)	$979,500 Land $857,868 Building $121,632
2022	$4,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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