10939 Saint Cloud Rd, Richmond, MO 64085 Property Records

Ray County property record for 10939 Saint Cloud Rd, Richmond, MO 64085 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1983
Square Footage	1,692 sqft Living Area
Lot Size	61,507 sqft (1.41 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$1,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-07-26-00-000-006.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,692 sqft Living Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Composition/Composite Exterior
Construction Type	Frame Construction
Roof Construction	Flat Roof Construction
Roof Material	Asphalt Roof
Lot Area	61,507 sqft (1.41 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1,152 sqft Shed
Deck Area	Deck Area
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	10939 SAINT CLOUD RD
City	RICHMOND
State	MO
Zip	64085-8312
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 & PART LOT 2 DAVIS MINOR S/D BEG. AT SW COR. OF NW1/4 NW1/4 TH:N 174.5' E 382.72' TO WLY R/W OF A.T. & S.F. R.R. TH:SLY
Legal Range	28
Legal Township	52
Legal Section	26
Legal Subdivision	DAVIS MINOR S D
Legal Lot Number	1-2
Jurisdiction	RAY MO
Minor Civil Division	RICHMOND
Census Blockgroup	1
Census Block	1111
Census Tract	80001

Owner

Source: Ray County records · APN 11-07-26-00-000-006.001

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10939 SAINT CLOUD RD, RICHMOND, MO 64085-8312
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Ray County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ray County
Unified School District	Richmond R-XVI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00	$22,970 (+6.39%) Land $880 Building $22,090	$120,900 (+6.43%) Land $4,620 Building $116,280
2024	$1,323.00 (+6.27%)	$21,590 (+5.83%) Land $880 Building $20,710
2023			$113,600 (+5.82%) Land $4,620 Building $108,980
2022	$1,245.00	$20,400 Land $800 Building $19,600
2021			$107,350 Land $4,200 Building $103,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ray County (29177C), updated June 19, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 51% of Missouri
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.