Ray County property record for 10585 Saint Cloud Rd, Richmond, MO 64085 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,610 sqft · built 2002 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,310 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-26-00-000-007.002 |
| Primary APN | 11-07-26-00-000-007.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,610 sqft Living Area |
| Attic | Attic |
| Attic Area | 862 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 180 sqft |
| Unfinished Basement | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 93,654 sqft (2.15 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Lean-To | 360 sqft |
| Utility Building | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10585 SAINT CLOUD RD |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OLIPHANT S/D BEG AT SW COR NW1/4 SW1/4 TH: W 145.03' N 268.65' E 342.67' S 269.77' TH: W 204.97' TO POB LESS & EX RD RO |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 26 |
| Legal Subdivision | OLIPHANT SUB |
| Legal Lot Number | 1 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 80001 |
Source: Ray County records · APN 11-07-26-00-000-007.002
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10585 SAINT CLOUD RD, RICHMOND, MO 64085-8368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Ray County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,310.00 (+51.63%) | $53,880 (+51.26%) Land $1,800 Building $52,080 | $283,550 (+51.26%) Land $9,460 Building $274,090 |
| 2024 | $2,183.00 (+12.01%) | $35,620 (+11.59%) Land $1,800 Building $33,820 | |
| 2023 | $187,460 (+11.58%) Land $9,460 Building $178,000 | ||
| 2022 | $1,949.00 | $31,920 Land $1,630 Building $30,290 | |
| 2021 | $168,000 Land $8,600 Building $159,400 |
Source: FEMA National Flood Hazard Layer, Ray County (29177C), updated June 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291770800011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Moderate above 49% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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