10938 Windcrest St, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10938 Windcrest St, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 2006
Lot Size	0.188 acres (8,193 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Mar 2013)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`3132-421-09-0000`

Property Details

APN / Parcel Number

Primary APN	`3132-421-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,310 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,193 sqft (0.188 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10938 WINDCREST ST
City	ADELANTO
State	CA
Zip	92301-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16917 LOT 33 BOOK 316 PAGE 10
Legal Subdivision	TRACT NO 16917
Legal Tract	16917
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2009
Census Tract	9130

Owner

10938 Windcrest St is owned and occupied by two individuals who acquired it in June 2013.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10938 WINDCREST ST, ADELANTO, CA 92301-6175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 27, 2018	Grant Deed, Transfer · Conventional with PMI HOMEOWNERS FIN'L GRP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013 · Amount on File
Deed Sale	Mar 25, 2013 · Amount on File
Prior Sale	Nov 8, 2012 · Amount on File
Deed Document Number	2013121186
Last Transfer Date	Jun 18, 2013
Transfer Doc	0000323908
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10938 WINDCREST ST, ADELANTO, CA 92301-6175
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10938 WINDCREST ST, ADELANTO, CA 92301-6175

Mortgage

Document Number	0000364027
Date	Sep 25, 2020
Instrument	2020-0364027

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 27, 2018
Property Address	10938 WINDCREST ST, ADELANTO, CA 92301-6175
Document Number	0000274682
Instrument Date	Jun 18, 2018
Instrument	274682
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10938 WINDCREST ST ADELANTO CA 923016175, ADELANTO, CA 92301-6175

Mortgage

Document Number	274683
Date	Jul 27, 2018
Instrument	274683

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Mortgage

Document Number	274684,
Date	Jul 27, 2018
Instrument	274684

Lender

Name	GOLDEN ST FIN AUTHORITY
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount on Record

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 10938 Windcrest St was $3,914.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,324 (+2%) Land $50,065 Building $200,259
2025	$3,914.00	$245,415 Land $49,083 Building $196,332
2023	$3,657.00 (+4.88%)	$235,885 Land $47,177 Building $188,708
2022	$3,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10938 Windcrest St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10938 Windcrest St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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