10936 Rays Bay Rd, Henderson, NY 13650 Property Records

Jefferson County and Henderson Town property record for 10936 Rays Bay Rd, Henderson, NY 13650

Property Summary

Property TypeResidential
Detailsbuilt 1960
Lot Size0.573 acres (25,000 sqft)
OwnerCompany Name on Record
Last Sale$30,000 (Dec 2025)
Tax Bill$216 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
APN223600 105.18-1-3

Property Details

APN / Parcel Number

Primary APN223600 105.18-1-3
Alternative APN
  • 36001050180001003000

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area25,000 sqft (0.573 acres)
Lot Dimensions250 ft deep x 100 ft wide
Shed1 Shed

Location & Zoning

Account Number223600 105.18-1-3
Street Address10936 RAYS BAY RD
CityHENDERSON
StateNY
Zip13650
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeLF
Legal Block1
Legal Lot Number3.000
JurisdictionJEFFERSON NY
Township / Civil DivisionHENDERSON
Census Block Group3
Census Block3004
Census Tract61700

Owner

Source: Jefferson County and Henderson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 152, HENDERSON, NY 13650-0152
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2025 · Amount on Record
Deed SaleDec 1, 2025 · Amount on Record
Deed Document Number202517843
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateDec 1, 2025
Property Address10936 RAYS BAY RD, HENDERSON, NY 13650
Document Number0000017843
Instrument DateNov 21, 2025
Instrument2025-00017843
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 152, HENDERSON, NY 13650-0152

Mortgage

Document Number0000017844
DateDec 1, 2025
Instrument2025-00017844
Lender
NameFULTON SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Jefferson County and Henderson Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionHenderson Town
Unified School DistrictBelleville Henderson Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216.00 (+5.37%)
2025$205.00 (-34.08%)$10,000 (-) Land $9,500 Building $500$14,706 (+7.28%) Land $13,971 Building $735
2024$311.00 (+57.07%)$10,000 (-) Land $9,500 Building $500$13,708 (+6.76%) Land $13,023 Building $685
2023$10,000 (-) Land $9,500 Building $500$12,840 (+16.06%) Land $12,198 Building $642
2022$198.00$10,000 Land $9,500 Building $500$11,063 Land $10,510 Building $553

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2017–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2021 · tidal / storm surge
Claims by Event
  • Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rays Bay Rd

Nearby Streets

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