Jefferson County and Henderson Town property record for 10852 Rays Bay Rd, Henderson, NY 13650
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 488 sqft · built 1967 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,500 (Jun 2005) |
| Tax Bill | $1,065 (2026) |
| APN | 223600 105.18-1-6.2 |
| Primary APN | 223600 105.18-1-6.2 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 488 sqft Living Area |
| 1st Floor Area | 488 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Cabin | Cabin |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 223600 105.18-1-6.2 |
|---|---|
| Street Address | 10852 RAYS BAY RD |
| City | HENDERSON |
| State | NY |
| Zip | 13650 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LF |
| Legal Block | 1 |
| Legal Lot Number | 6.200 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 61700 |
10852 Rays Bay Rd, a residential property, is owned by an individual who bought it in June 2005.
Source: Jefferson County and Henderson Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 745 TULIP DR, SEBASTIAN, FL 32958-5437 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2005 · Amount on File |
| Deed Sale | Jun 22, 2005 · Amount on File |
| Prior Sale | Jul 24, 2000 · Amount on File |
| Deed Book / Page | 2005 / 9280 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10852 Rays Bay Rd was $1,065, up 5.6% from the year before.
Source: Jefferson County and Henderson Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Henderson Town |
| Unified School District | Belleville Henderson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,065.00 (+5.55%) | ||
| 2025 | $1,009.00 | $49,300 Land $20,100 Building $29,200 | $72,500 Land $29,559 Building $42,941 |
| 2023 | $49,300 (-) Land $20,100 Building $29,200 | $63,303 (+16.06%) Land $25,809 Building $37,494 | |
| 2022 | $977.00 | $49,300 Land $20,100 Building $29,200 | $54,541 Land $22,237 Building $32,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 10852 Rays Bay Rd; there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2017–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10852 Rays Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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