10933 Beard Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10933 Beard Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,056 sqft · built 1963
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2026)
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-34-0040`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-34-0040`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,056 sqft
Basement Area	1,866 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1997
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	134 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	803 sqft
Deck Area	486 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10933 BEARD AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 T CLARENCE PEDERSONS 1ST ADDN 90 X 134.7
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	34
Legal Subdivision	CLARENCE PEDERSONS 1ST ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2016
Census Tract	25803

Owner

10933 Beard Ave S is owned and occupied by two individuals who bought it in April 2026.

Source: Hennepin County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10933 BEARD AVE S, MINNEAPOLIS, MN 55431-3617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Apr 9, 2026	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Feb 4, 2025	Intrafamily Transfer, Transfer
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	20266194739
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0005738141
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10933 BEARD AVE S, BLOOMINGTON, MN 55431-3617
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05824225
Date	Apr 13, 2021
Instrument	T05824225

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 9, 2026
Property Address	10933 BEARD AVE S, MINNEAPOLIS, MN 55431-3617
Document Number	0006194739
Instrument Date	Apr 6, 2026
Instrument	20266194739
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145,945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10933 BEARD AVE S, MINNEAPOLIS, MN 55431-3617

Mortgage

Document Number	0006194740,
Date	Apr 9, 2026
Instrument	20266194740

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Feb 4, 2025
Property Address	10933 BEARD AVE S, BLOOMINGTON, MN 55431-3617
Document Number	00T6119024
Instrument Date	Nov 4, 2024
Instrument	T6119024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10933 BEARD AVE S, BLOOMINGTON, MN 55431-3617

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 13, 2020
Property Address	10933 BEARD AVE S, BLOOMINGTON, MN 55431-3617
Document Number	0005738141
Instrument Date	Jun 11, 2020
Instrument	5738141
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10933 BEARD AVE S BLOOMINGTON MN 554313617, BLOOMINGTON, MN 55431-3617

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 20, 2020
Property Address	10933 BEARD AVE S, BLOOMINGTON, MN 55431-3617
Document Number	0005687816
Instrument Date	Feb 18, 2020
Instrument	5687816
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10933 BEARD AVE S BLOOMINGTON MN 554313617, BLOOMINGTON, MN 55431-3617

Mortgage

Document Number	5687817
Date	Feb 20, 2020
Instrument	5687817

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10933 Beard Ave S was $1,170, up 6% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (+5.98%)	$384,800 (-0.03%) Land $131,800 Building $253,000	$384,800 (-0.03%) Land $131,800 Building $253,000
2024	$1,104.00 (+9.85%)	$384,900 Land $129,300 Building $255,600	$384,900 Land $129,300 Building $255,600
2023	$1,005.00 Homeowner's exemption
2022		$385,400 Land $125,500 Building $259,900	$385,400 Land $125,500 Building $259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10933 Beard Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10933 Beard Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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