10908 Beard Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10908 Beard Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,098 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$391,000 (Aug 2021)
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-33-0055`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-33-0055`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	1,098 sqft
Basement Area	2,295 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	396 sqft
Deck Area	58 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10908 BEARD AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 T SOENS 2ND ADDN 85 X 135.02
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	33
Legal Subdivision	SOENS 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2015
Census Tract	25803

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10908 BEARD AVE S, MINNEAPOLIS, MN 55431-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 15, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20215863198
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10908 BEARD AVE S, BLOOMINGTON, MN 55431-3618
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05800482
Date	Feb 9, 2021
Instrument	T05800482

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 4, 2021
Property Address	10908 BEARD AVE S, BLOOMINGTON, MN 55431-3618
Document Number	0T05863198
Instrument Date	Jul 30, 2021
Instrument	T05863198
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 BEARD AVE S, BLOOMINGTON, MN 55431-3618
Investor	Possibly a Property Investor

Mortgage

Document Number	0T05863199
Date	Aug 4, 2021
Instrument	T05863199

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 15, 2019
Property Address	10908 BEARD AVE S, BLOOMINGTON, MN 55431-3618
Document Number	0005662739
Instrument Date	Nov 8, 2019
Instrument	5662739
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,081.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 BEARD AVE S BLOOMINGTON MN 554313618, BLOOMINGTON, MN 55431-3618

Mortgage

Document Number	5662740
Date	Nov 15, 2019
Instrument	5662740

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00 (+22.52%)	$366,400 (+2.58%) Land $131,400 Building $235,000	$366,400 (+2.58%) Land $131,400 Building $235,000
2023	$2,438.00 Homeowner's exemption
2022		$357,200 Land $124,100 Building $233,100	$357,200 Land $124,100 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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