Rutherford County property record for 1093 Withrow Rd, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1957 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Dec 2022) |
| Tax Bill | $755 (2022) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0425265 |
| Primary APN | 0425265 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Heated Area |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9085 |
|---|---|
| Old Parcel Number | 0425265 |
| Street Address | 1093 WITHROW RD |
| City | SPINDALE |
| State | NC |
| Zip | 28160-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | GPIN:1539131309920000; RES WITHROW RD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 960600 |
Source: Rutherford County assessment roll, APN 0425265, as of January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1093 WITHROW RD, SPINDALE, NC 28160-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 24, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Oct 01, 2020 | Correction Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Aug 24, 2022 · Amount on Record |
| Deed Document Number | 0020674604 |
| Deed Book / Page | 2067 / 4604 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Dec 21, 2022 |
| Property Address | 1093 WITHROW RD, SPINDALE, NC 28160-2240 |
| Document Number | 0020674604 |
| Book / Page | 2067 / 4604 |
| Instrument Date | Dec 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 DEER RUN DR, MOCKSVILLE, NC 27028-8905 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1093 WITHROW RD, SPINDALE, NC 28160-2240 |
| Document Number | 0020674607 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2067/4607 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Aug 24, 2022 |
| Property Address | 1093 WITHROW RD, SPINDALE, NC 28160-2240 |
| Document Number | 0020640997 |
| Book / Page | 2064 / 997 |
| Instrument Date | Aug 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 171 OLDCASTLE LN, FOREST CITY, NC 28043-9461 |
| Name | Verified Name |
|---|---|
| Address | 1093 WITHROW RD, SPINDALE, NC 28160-2240 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Oct 01, 2020 |
| Property Address | 1093 WITHROW RD, SPINDALE, NC 28160-2240 |
| Document Number | 0020372752 |
| Book / Page | 002037 / 002752 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 3705 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Rutherford County assessment roll as of January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $119,400 Land $26,000 Building $93,400 | $119,400 Land $26,000 Building $93,400 | |
| 2022 | $755.00 | ||
| 2021 | $755.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), as of April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 111 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| e-Polk Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system NC0181035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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