1045 Withrow Rd, Spindale, NC 28160 Property Records

Rutherford County property record for 1045 Withrow Rd, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1953
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$761 (2022)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0426183`

Property Details

APN / Parcel Number

Primary APN	`0426183`
Alternative APNs	`426183` `9436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Heated Area
Flooring	Vinyl/Resilient
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	9436
Old Parcel Number	0426183
Street Address	1045 WITHROW RD
City	SPINDALE
State	NC
Zip	28160-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	RES.,WITHROW ROAD
Legal Block	1
Legal Lot Number	1
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2033
Census Tract	960600

Owner

1045 Withrow Rd is owned by an individual who acquired it in April 2019.

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2240 SWEET ANNIE WAY, WAKE FOREST, NC 27587-3465
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019
Deed Sale	Apr 8, 2019
Deed Document Number	0020211107
Deed Book / Page	2021 / 1107
Record Updated	Jun 7, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 8, 2019
Property Address	1045 WITHROW RD, SPINDALE, NC 28160-2240
Document Number	0020211107
Book / Page	002021 / 001107
Instrument Date	Apr 4, 2019
Instrument	9178
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 SWEET ANNIE WAY WAKE FOREST NC 275873465, WAKE FOREST, NC 27587-3465

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$115,800 Land $63,200 Building $52,600	$115,800 Land $63,200 Building $52,600
2022	$761.00
2021	$761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Withrow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Withrow Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Withrow Rd

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