1093 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1093 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1882
Lot Size	0.105 acres (4,576 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Dec 2025)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-13-0041`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-13-0041`
Alternative APNs	`8330477` `372488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	824 sqft
Basement Area	100 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,576 sqft (0.105 acres)
Lot Dimensions	143 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	372488
Street Address	1093 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A GOTZIANS RE OF SIGELS ADD LOT 4 BLK 15
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	A GOTZIANS RE OF SIGELS ADD
Legal Block	15
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2023
Census Tract	34601

Owner

Source: Ramsey County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1093 4TH ST E, SAINT PAUL, MN 55106-5340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 30, 2019	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC
Sep 30, 2019	Quit Claim Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Aug 7, 2008 · Amount on Record
Deed Document Number	20255088724
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1093 4TH ST E, SAINT PAUL, MN 55106-5340
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04906919
Date	Sep 13, 2021
Instrument	A04906919

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 4, 2025
Property Address	1093 4TH ST E, SAINT PAUL, MN 55106-5340
Document Number	0A05088724
Instrument Date	Dec 4, 2025
Instrument	A05088724
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$785.40
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 4TH ST E, SAINT PAUL, MN 55106-5340

Mortgage

Document Number	0A05088725
Date	Dec 4, 2025
Instrument	A05088725

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 2, 2056

Mortgage

Document Number	0A05088726
Date	Dec 4, 2025
Instrument	A05088726

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 30, 2019
Property Address	1093 4TH ST E, SAINT PAUL, MN 55106-5340
Document Number	0004776077
Instrument Date	Sep 27, 2019
Instrument	4776077
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 E 122ND ST #D13 BURNSVILLE MN 553373160, D13, BURNSVILLE, MN 55337-3160

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 30, 2019
Property Address	1093 4TH ST E, SAINT PAUL, MN 55106-5340
Document Number	0004776076
Instrument Date	Sep 25, 2019
Instrument	4776076
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 3RD ST N HUDSON WI 540161003, HUDSON, WI 54016-1003

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,300 (+9.35%) Land $22,000 Building $200,300	$222,300 (+9.35%) Land $22,000 Building $200,300
2025	$3,296.00 (+31.52%) Homeowner's exemption	$203,300 (+0.54%) Land $22,000 Building $181,300	$203,300 (+0.54%) Land $22,000 Building $181,300
2023	$2,506.00 Homeowner's exemption	$202,200 Land $14,100 Building $188,100	$202,200 Land $14,100 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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