1092 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1092 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1946
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2021)
Tax Bill	$2,938 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-13-0062`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-13-0062`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	1,033 sqft
1st Floor Area	861 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	124 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1092 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	SKIDMORES ADDITION LOT 2 BLK 6
Legal Range	22
Legal Township	29
Legal Section	33
Legal Quarter	1
Quarter-Quarter Section	3
Legal Subdivision	SKIDMORES ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2024
Census Tract	34601

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1092 4TH ST E, SAINT PAUL, MN 55106-5341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SERVION INC
Mar 9, 2018	Grant Deed, Transfer MORTGAGE EXPRESS/AMERICA
Jan 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Mar 9, 2018
Deed Document Number	A04912629
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 12, 2021
Property Address	1092 4TH ST E, SAINT PAUL, MN 55106-5341
Document Number	0A04912629
Instrument Date	Sep 30, 2021
Instrument	A04912629
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	GCS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 4TH ST E, SAINT PAUL, MN 55106-5341

Mortgage

Document Number	0A04912630
Date	Oct 12, 2021
Instrument	A04912630

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 9, 2018
Property Address	1092 4TH ST E, SAINT PAUL, MN 55106-5341
Document Number	0004701276
Instrument Date	Mar 7, 2018
Instrument	4701276
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	GLOBAL CLOSING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 4TH ST E ST PAUL MN 551065341, ST PAUL, MN 55106-5341

Mortgage

Document Number	4701277
Date	Mar 9, 2018
Instrument	4701277

Lender

Name	MORTGAGE EXPRESS/AMERICA
Type	Mortgage Company
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2038

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 5, 2018
Property Address	1092 4TH ST E, SAINT PAUL, MN 55106-5341
Document Number	0004692969
Instrument Date	Jan 12, 2017
Instrument	4692969
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,938.00 Homeowner's exemption	$210,600 Land $16,000 Building $194,600	$210,600 Land $16,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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