10925 Player Ln, Berlin, MD 21811 Property Records

Worcester County property record for 10925 Player Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,755 sqft · built 1997
Lot Size	0.303 acres (13,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2020)
Tax Bill	$4,490 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-135357`

Property Details

APN / Parcel Number

Primary APN	`03-135357`
Alternative APN	`135357`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,755 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	13,207 sqft (0.303 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	135357
Street Address	10925 PLAYER LN
City	BERLIN
State	MD
Zip	21811-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 16A PH 1 SEC 1 PLAYER LANE RIVER RUN SUBDIV
Legal Subdivision	PLAYER LANE RIVER RUN SUB
Legal Phase	1
Legal Lot Number	16A
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2008
Census Tract	950700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10925 PLAYER LN, BERLIN, MD 21811-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Grant Deed, Transfer · VA Mortgage USAA
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	May 3, 1995 · Amount on Record
Deed Book / Page	7653 / 307
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	May 8, 2020
Property Address	10925 PLAYER LN, BERLIN, MD 21811-3230
Document Number	0076530307
Book / Page	007653 / 000307
Instrument Date	Apr 21, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10925 PLAYER LN BERLIN MD 218113230, BERLIN, MD 21811-3230

Mortgage

Document Number	76530313
Date	May 8, 2020
Book Page	007653/000313

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10925 PLAYER LN, BERLIN, MD 21811-3230
Document Number	0075720149
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10925 PLAYER LN BERLIN MD 218113230, BERLIN, MD 21811-3230

Mortgage

Document Number	0075720149
Date	Jan 9, 2020
Book Page	007572/000149

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,490.00 (+1.51%) Homeowner's exemption	$707,500 (+33.41%)	$766,200 (+29.84%) Land $153,300 Building $612,900
2025	$4,423.00 (+4.34%) Homeowner's exemption
2023	$4,239.00 Homeowner's exemption	$530,333	$590,100 Land $110,000 Building $480,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	26 (1985–2015)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Oct 2015 · tidal / storm surge
Claims by Event	Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Choptank Fiber, Xfinity.

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