10918 Player Ln, Berlin, MD 21811 Property Records

Worcester County property record for 10918 Player Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,698 sqft · built 2024
Lot Size	0.289 acres (12,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (May 1997)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-141268`

Property Details

APN / Parcel Number

Primary APN	`03-141268`
Alternative APN	`141268`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,698 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,584 sqft (0.289 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	141268
Street Address	10918 PLAYER LN
City	BERLIN
State	MD
Zip	21811-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 34 PH 1 SEC 1 PLAYER LANE RIVER RUN SUBDIV
Legal Subdivision	PLAYER LANE RIVER RUN SUB
Legal Phase	1
Legal Lot Number	34
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2011
Census Tract	950700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10918 PLAYER LN, BERLIN, MD 21811-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Construction Mortgage SHORE UNITED BANK NA
Nov 14, 2023	Deed, Transfer
Nov 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 1997 · Amount on Record
Deed Sale	May 7, 1997 · Amount on Record
Deed Document Number	1997305842
Deed Book / Page	2385 / 46
Last Transfer Date	Oct 13, 2023
Transfer Doc	0086670429
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	PLAYER LN, BERLIN, MD 21811
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 ATLANTIC AVE, OCEAN CITY, MD 21842-3123

Mortgage

Document Number	0087310018
Date	Mar 28, 2024
Book Page	8731/18

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	11.7%
Index	1-Year CMT
Max Rate	11.7%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 14, 2023
Property Address	PLAYER LN, BERLIN, MD 21811
Document Number	0086670429
Book / Page	8667 / 429
Map Reference	MB RHO 149 FO 70
Instrument Date	Oct 13, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT CT, BERLIN, MD 21811-1913

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Nov 27, 2023
Property Address	PLAYER LN, BERLIN, MD 21811
Document Number	0086730279
Book / Page	8673 / 279
Map Reference	MB RHO 149 FO 70
Instrument Date	Oct 13, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT CT, BERLIN, MD 21811-1913

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,833 (+5.33%)	$455,800 (-) Land $108,100 Building $347,700
2025	$3,718.00 (+374.23%) Homeowner's exemption	$411,867 (+402.28%)	$455,800 (+455.85%) Land $108,100 Building $347,700
2023	$784.00	$82,000 Land $82,000	$82,000 Land $82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	26 (1985–2015)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Oct 2015 · tidal / storm surge
Claims by Event	Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Choptank Fiber, Xfinity.

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