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10923 Smiths Creek Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 10923 Smiths Creek Rd, Riley, MI 48041

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,666 sqft · built 1973
Lot Size10.3 acres (450,846 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jan 2023)
Tax Bill$3,803 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-29-036-1003-000

Property Details

APN / Parcel Number

Primary APN74-29-036-1003-000

Interior

Full Baths2 Baths
Building Area1,666 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area450,846 sqft (10.3 acres)
Lot Dimensions1,342 ft deep x 335 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10923 SMITHS CREEK RD
CityRILEY
StateMI
Zip48041-3926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionBEG N 89D 28M E 670' FROM NW SEC COR, TH N 89D 28M E 335', TH S 0D 8M 30S W 1341.33' TH S 89D 8M W 335.04', TH N 0D 8M 30S E
Legal Range14E
Legal Township06N
Legal Section36
JurisdictionSAINT CLAIR MI
Township / Civil DivisionRILEY
Census Block Group2
Census Block2053
Census Tract658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10923 SMITHS CREEK RD, RILEY, MI 48041-3926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · FHA Mortgage
PLAINS COMMERCE BANK
Jan 20, 2023Warranty Deed, Transfer
JBN TITLE, JB TITLE
Aug 24, 2022Warranty Deed, Transfer
PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2023 · Amount on Record
Deed SaleJan 20, 2023 · Amount on Record
Prior SaleAug 24, 2022 · Amount on Record
Deed Document Number20231075
Deed Book / Page5593 / 294
Prior Transfer DateOct 21, 2015
Prior Transfer Doc0046500692
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address10923 SMITHS CREEK RD, RILEY, MI 48041-3926
Transaction TypeMortgage
Record UpdatedJan 30, 2023
Title CompanyTRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 KNOLL RD, MUSSEY, MI 48014-2708

Mortgage

Document Number0005591738
DateJan 13, 2023
Book Page5591/738
Instrument2023000671
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 20, 2023
Property Address10923 SMITHS CREEK RD, RILEY, MI 48041-3926
Document Number0005593294
Book / Page5593 / 294
Instrument DateDec 22, 2022
Instrument2023001075
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyJBN TITLE, JB TITLE

Transaction

AmountAmount Recorded
Tax$2,437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45871 HAYES RD, SHELBY TOWNSHIP, MI 48315-6216

Transferred To (Grantee/Buyer)

NameVerified Name
Address10923 SMITHS CREEK RD, RILEY, MI 48041-3926

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 24, 2022
Property Address10923 SMITHS CREEK RD, RILEY, MI 48041-3926
Document Number0005555534
Book / Page5555 / 534
Instrument DateJul 29, 2022
Instrument2022019969
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyPARTNERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,706.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10923 SMITHS CREEK RD, 10923, RILEY, MI 48041-3926

Transferred To (Grantee/Buyer)

NameVerified Name
Address45871 HAYES RD, SHELBY TOWNSHIP, MI 48315-6216
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionRiley Township
Unified School DistrictMemphis Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,500 (+4.95%)$297,000 (+4.95%)
2025$3,803.00 (+2.95%) Homeowner's exemption$141,500 (+15.7%)
2024$3,694.00 (+65.21%)$283,000 (+15.7%)
2023$122,300
2022$2,236.00$244,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

May also be available: Air Advantage, Frontier, Mercury Fiber, Verizon, Xfinity.

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