10909 Smiths Creek Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 10909 Smiths Creek Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1991
Lot Size	2.61 acres (113,692 sqft)
Owner	Individual Name on Record
Last Sale	$71,900 (Jan 2011)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-036-1004-100`

Property Details

APN / Parcel Number

Primary APN	`74-29-036-1004-100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	113,692 sqft (2.61 acres)
Lot Dimensions	335 ft deep x 340 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10909 SMITHS CREEK RD
City	RILEY
State	MI
Zip	48041-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 89D 25M E 1005.23' FROM NW SEC COR, TH N 89D 25M E 340.17', TH S 0D 0M 30S W 334.64' TH S 89D 8M W 340.96', TH N 0D 8M
Legal Range	14E
Legal Township	06N
Legal Section	36
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2053
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10909 SMITHS CREEK RD, RILEY, MI 48041-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2011 · Amount on Record
Deed Sale	Jan 4, 2011 · Amount on Record
Deed Document Number	2011207
Deed Book / Page	4101 / 541
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10909 SMITHS CREEK RD, RILEY, MI 48041-3918
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005004905
Date	Nov 5, 2018
Book Page	5004/905
Instrument	2018024637

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,100 (+4.42%)	$250,200 (+4.42%)
2025	$1,984.00 (+2.85%) Homeowner's exemption	$119,800 (+17.91%)
2024	$1,929.00 (+9.11%)		$239,600 (+17.91%)
2023		$101,600
2022	$1,768.00		$203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20