10922 E 23rd Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10922 E 23rd Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,454 sqft · built 1965
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2020)
Tax Bill	$5,102 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45282.3615`

Property Details

APN / Parcel Number

Primary APN	`45282.3615`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,454 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	528 sqft
Patio Area	230 sqft
Canopy	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10922 E 23RD AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	KOKOMO TOWNSITE LOTS 7-8 B22
Legal Subdivision	KOKOMO TOWNSITE
Legal Block	22
Legal Lot Number	7-8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2002
Census Tract	12802

Owner

10922 E 23rd Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10922 E 23RD AVE, SPOKANE VALLEY, WA 99206-5636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Nov 10, 2016 · Amount on File
Deed Document Number	20207015280
Prior Transfer Date	Jun 26, 2001
Prior Transfer Doc	0004602465
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 30, 2020
Property Address	10922 E 23RD AVE, SPOKANE VALLEY, WA 99206-5636
Document Number	0007015280
Map Reference	OVLJ PG 50
Instrument Date	Dec 23, 2020
Instrument	7015280
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10922 E 23RD AVE, SPOKANE VALLEY, WA 99206-5636

Mortgage

Document Number	0007015281
Date	Dec 30, 2020
Instrument	7015281

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10922 E 23RD AVE, SPOKANE VALLEY, WA 99206-5636
Document Number	0006886433
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10922 E 23RD AVE SPOKANE VALLEY WA 992065636, SPOKANE VALLEY, WA 99206-5636

Mortgage

Document Number	0006886433
Date	Jan 27, 2020
Instrument	6886433

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10922 E 23rd Ave was $5,102, up 2.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,102.00 (+2.16%)	$438,400 (-) Land $120,000 Building $318,400	$438,400 (-) Land $120,000 Building $318,400
2025	$4,994.00	$438,400 (+9.49%) Land $110,000 Building $328,400	$438,400 (+9.49%) Land $110,000 Building $328,400
2024		$400,400 (+24.04%) Land $90,000 Building $310,400	$400,400 (+24.04%) Land $90,000 Building $310,400
2023	$4,210.00 (+3.82%)	$322,800 Land $60,000 Building $262,800	$322,800 Land $60,000 Building $262,800
2022	$4,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10922 E 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10922 E 23rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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