10909 E 23rd Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10909 E 23rd Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,078 sqft · built 1966
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,311 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45282.3324`

Property Details

APN / Parcel Number

Primary APN	`45282.3324`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,078 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,920 sqft (0.251 acres)
Lot Dimensions	130 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	320 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10909 E 23RD AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	KOKOMO TOWNSITE ALL L13; L14 EXC E16FT B19
Legal Subdivision	KOKOMO TOWNSITE
Legal Block	19
Legal Lot Number	13,14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1018
Census Tract	12802

Owner

10909 E 23rd Ave is owned and occupied by two individuals who acquired it in June 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10909 E 23RD AVE, SPOKANE VALLEY, WA 99206-5678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2020	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 26, 2020	Quit Claim Deed, Transfer · VA Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020
Deed Sale	Jun 26, 2020
Prior Sale	Jun 26, 2020 · Amount on File
Deed Document Number	20206935686
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10909 E 23RD AVE, SPOKANE VALLEY, WA 99206-5678
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007220335
Date	Jul 1, 2022
Instrument	7220335

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10909 E 23RD AVE, SPOKANE VALLEY, WA 99206-5678
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007064633
Date	Apr 22, 2021
Instrument	7064633

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 26, 2020
Property Address	10909 E 23RD AVE, SPOKANE VALLEY, WA 99206-5678
Document Number	0006935609
Instrument Date	Jun 25, 2020
Instrument	6935609
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$5,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10909 E 23RD AVE SPOKANE VALLEY WA 992065678, SPOKANE VALLEY, WA 99206-5678

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 26, 2020
Property Address	10909 E 23RD AVE, SPOKANE VALLEY, WA 99206-5678
Document Number	0006935686
Instrument Date	Jun 25, 2020
Instrument	6935686
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10909 E 23RD AVE SPOKANE VALLEY WA 992065678, SPOKANE VALLEY, WA 99206-5678

Mortgage

Document Number	6935687
Date	Jun 26, 2020
Instrument	6935687

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10909 E 23rd Ave was $5,311, up 0.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,311.00 (+0.4%)	$470,700 Land $120,000 Building $350,700	$470,700 Land $120,000 Building $350,700
2025	$5,290.00
2024		$446,200 (+23.4%) Land $90,000 Building $356,200	$446,200 (+23.4%) Land $90,000 Building $356,200
2023	$4,544.00 (+0.93%)	$361,600 Land $60,000 Building $301,600	$361,600 Land $60,000 Building $301,600
2022	$4,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10909 E 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10909 E 23rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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