Monterey County property record for 10920 Ralph Ln, Salinas, CA 93907
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,492 sqft · built 1956 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $627 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-141-004-000 |
| Primary APN | 113-141-004-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Street Address | 10920 RALPH LN |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93907-1658 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | EXC OGXM RTS 10 E OF HWY EXC O G & M RTS 0.6 AC APRX |
| Legal Subdivision | RANCHO BOLSA DE LAS ESCARPINAS |
| Legal Block | 2 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10501 |
Source: Monterey County records · APN 113-141-004-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 HARRINGTON CIR, SALINAS, CA 93906-4972 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Mar 28, 2017 | Loan Modification, Mortgage · Conventional Mortgage HSBC BANK USA NA 2006-2 (CE) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2006 |
| Transfer Doc | 0000016959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 10920 RALPH LN, SALINAS, CA 93907-1658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 HARRINGTON CIR, SALINAS, CA 93906-4972 |
| Document Number | 0000006467 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026006467 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 10920 RALPH LN, SALINAS, CA 93907-1658 |
| Document Number | 0000020883 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 10920 RALPH LN SALINAS CA 939071658, SALINAS, CA 93907-1658 |
| Document Number | 0000020883 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 20883 |
| Name | HSBC BANK USA NA 2006-2 (CE) |
|---|---|
| Address | DANVILLE, IL 61834 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 18, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Santa Rita Union Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $33,793 (+2%) Land $14,320 Building $19,473 | |
| 2025 | $627.00 (+9.81%) | $33,132 (+4.03%) Land $14,040 Building $19,092 |
| 2023 | $571.00 (+1.6%) | $31,847 Land $13,496 Building $18,351 |
| 2022 | $562.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1998–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Spectrum.
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - RALPH LANE private · serves 92 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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