10810 Ralph Ln, Salinas, CA 93907 Property Records

Monterey County property record for 10810 Ralph Ln, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1963
Lot Size	0.316 acres (13,780 sqft)
Owner	Individual Name on File
Tax Bill	$756 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-141-017-000`

Property Details

APN / Parcel Number

Primary APN	`113-141-017-000`
Alternative APN	`113-141-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	13,780 sqft (0.316 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	113-141-017
Street Address	10810 RALPH LN
City	SALINAS
State	CA
Zip	93907-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP 2 BD ESCARPINES RO POR OF SUB 3 OF LOT 10 E OF HWY AS DESC IN R18 PG 375 & POR DESC IN R110 PG 522 EXC POR DESC IN R619 PG 813
Legal Subdivision	ASSRS MP 2 BD ESCARPINES RO
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2015
Census Tract	10501

Owner

10810 Ralph Ln is owned and occupied by an individual who acquired it in February 2003.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	10810 RALPH LN, SALINAS, CA 93907-1657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2003
Transfer Doc	0000027906
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	10810 RALPH LN, SALINAS, CA 93907-1657
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 RALPH LN, PRUNEDALE, CA 93907-1657

Mortgage

Document Number	0000078990
Date	Nov 22, 2021
Instrument	2021078990

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	10810 RALPH LN, SALINAS, CA 93907-1657
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 RALPH LN, SALINAS, CA 93907-1657

Mortgage

Document Number	0000006799
Date	Jan 29, 2021
Instrument	2021006799

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	10810 RALPH LN, SALINAS, CA 93907-1657
Document Number	0000051926
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 RALPH LN SALINAS CA 939071657, SALINAS, CA 93907-1657

Mortgage

Document Number	0000051926
Date	Nov 13, 2018
Instrument	51926

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	10810 RALPH LN, SALINAS, CA 93907-1657
Document Number	0000035564
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 RALPH LN SALINAS CA 939071657, SALINAS, CA 93907-1657

Mortgage

Document Number	0000035564
Date	Aug 13, 2018
Instrument	35564

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10810 Ralph Ln was $756.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Santa Rita Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$47,832 (+2%) Land $11,527 Building $36,305
2025	$756.00	$46,895 Land $11,301 Building $35,594
2023	$682.00 (+1.49%)	$45,076 Land $10,863 Building $34,213
2022	$672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10810 Ralph Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10810 Ralph Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - RALPH LANE private · serves 92 people · EPA ID CA2702004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Spectrum.

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