1092 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 1092 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 1945
Lot Size5.35 acres (233,394 sqft)
Owner2 Company Names on Record
Last Sale$85,000 (Jun 2026)
Tax Bill$11 (2025)
Deeds & MortgagesJun 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APN35 210

Property Details

APN / Parcel Number

Primary APN35 210
Alternative APN
  • 12350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
Gross Area3,823 sqft
1st Floor Area1,548 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area233,394 sqft (5.35 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area45 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number12350
Street Address1092 WINDMILL POINT RD
CityWHITE STONE
StateVA
Zip22578-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNR CHILI 5.358 AC LR14/1140
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group1
Census Block1039
Census Tract30301

Owner

Source: Lancaster County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address326 LONG POINT LN, CARDINAL, VA 23025-2025
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Deed Document Number20261208
Record UpdatedOct 29, 2026

June 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLANCASTER VA
Recording DateJun 17, 2026
Property Address1092 WINDMILL POINT RD, WHITE STONE, VA 22578-3001
Document Number0000001208
Instrument DateJun 5, 2026
Instrument20261208
Transaction TypeForeclosure
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$8,585.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address326 LONG POINT LN, CARDINAL, VA 23025-2025

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11.00 (-98.7%)$205,900 (+52.74%) Land $28,900 Building $177,000$205,900 (+52.74%) Land $28,900 Building $177,000
2023$849.00$134,800 Land $28,900 Building $105,900$134,800 Land $28,900 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 individual policies
Nearby Flood Policies77 units insured
incl. 8 condo units
Nearby Flood Claims7 (2003–2024)
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windmill Point Rd

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