Lancaster County property record for 1010 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 2010 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | Individual on Record |
| Last Sale | $39,000 (Apr 2008) |
| Tax Bill | $14 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 35 211 |
| Primary APN | 35 211 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,806 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 246,985 sqft (5.67 acres) |
| Garage Area | 1,740 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12352 |
|---|---|
| Street Address | 1010 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CHILI 5.67 AC LR08/871 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 30301 |
Source: Lancaster County assessment roll, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 1010 WINDMILL POINT RD, WHITE STONE, VA 22578-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2008 · Amount on Record |
| Deed Sale | Apr 9, 2008 · Amount on Record |
| Deed Book / Page | 800 / 871 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 1010 WINDMILL POINT RD, WHITE STONE, VA 22578-3001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190001679 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 190001679 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14.00 (-98.78%) | $263,900 (+45.32%) Land $31,700 Building $232,200 | $263,900 (+45.32%) Land $31,700 Building $232,200 |
| 2023 | $1,144.00 | $181,600 Land $31,700 Building $149,900 | $181,600 Land $31,700 Building $149,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Nearby Flood Policies | 77 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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