1092 Ryde St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1092 Ryde St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,992 sqft · built 2018
Lot Size	0.139 acres (6,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (May 2019)
Tax Bill	$10,426 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-21-0034`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-21-0034`
Alternative APNs	`8262437` `257269`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	401 sqft
Finished Basement	401 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	6,060 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	576 sqft
Shed	1 Shed
Shed Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	257269
Street Address	1092 RYDE ST
City	SAINT PAUL
State	MN
Zip	55103-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAND ADDITION TO,SAINT PAUL W 1/2 OF VAC ALLEY ADJ AND FOL N 1/2 OF LOT 4 AND ALL OF LOT 3 BLK 3
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	STRAND ADDITION TO,SAINT PAUL
Legal Block	3
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1092 RYDE ST, SAINT PAUL, MN 55103-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit NORTHEAST BK
Nov 2, 2017	Warranty Deed, Transfer
Nov 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	20194754987
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 2, 2019
Property Address	1092 RYDE ST, SAINT PAUL, MN 55103-1038
Document Number	0004754987
Instrument Date	Apr 22, 2019
Instrument	4754987
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2019
Title Company	WEST TITLE COMPANY, WEST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 RYDE ST ST PAUL MN 551031038, ST PAUL, MN 55103-1038

Mortgage

Document Number	4754988
Date	May 2, 2019
Instrument	4754988

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1092 RYDE ST, SAINT PAUL, MN 55103-1038
Document Number	0004714730
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1092 RYDE ST ST PAUL MN 551031038, ST PAUL, MN 55103-1038

Mortgage

Document Number	0004714730
Date	Jun 22, 2018
Instrument	4714730

Lender

Name	NORTHEAST BK
Type	Bank
Address	MINNEAPOLIS, MN 55413

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 2, 2017
Property Address	1092 RYDE ST, SAINT PAUL, MN 55103-1038
Document Number	0004684349
Instrument Date	Oct 27, 2017
Instrument	4684349
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount Recorded
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30589 UNIVERSITY AVE NE CAMBRIDGE MN 550083817, CAMBRIDGE, MN 55008-3817

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 2, 2017
Property Address	1092 RYDE ST, SAINT PAUL, MN 55103-1038
Document Number	0004684348
Instrument Date	Oct 12, 2017
Instrument	4684348
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15050 CEDAR AVE ST PAUL MN 551247047, ST PAUL, MN 55124-7047
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,000 (+13.4%) Land $60,000 Building $583,000	$643,000 (+13.4%) Land $60,000 Building $583,000
2025	$10,426.00 (+30.72%)
2023	$7,976.00	$567,000 Land $60,000 Building $507,000	$567,000 Land $60,000 Building $507,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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