1087 Ryde St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1087 Ryde St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1905
Lot Size	0.192 acres (8,370 sqft)
Owner	2 Individual Names on File
Last Sale	$239,030 (Jul 2017)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-21-0025`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-21-0025`
Alternative APNs	`8491962` `531929`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,370 sqft (0.192 acres)
Lot Dimensions	93 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	531929
Street Address	1087 RYDE ST
City	SAINT PAUL
State	MN
Zip	55103-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAND ADDITION TO,SAINT PAUL LOTS 6 AND LOT 7 BLK 2
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	STRAND ADDITION TO,SAINT PAUL
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30300

Owner

1087 Ryde St is owned and occupied by two individuals who bought it in July 2017.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1087 RYDE ST, SAINT PAUL, MN 55103-1037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK
Jul 6, 2017	Deed of Trust, Mortgage · Conventional with PMI ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Sep 4, 2009 · Amount on File
Deed Document Number	20174669891
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1087 RYDE ST, SAINT PAUL, MN 55103-1037
Document Number	0004856361
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1087 RYDE ST ST PAUL MN 551031037, ST PAUL, MN 55103-1037

Mortgage

Document Number	0004856361
Date	Jan 11, 2021
Instrument	4856361

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1087 RYDE ST, SAINT PAUL, MN 55103-1037
Document Number	0004669892
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1087 RYDE ST ST PAUL MN 551031037, ST PAUL, MN 55103-1037

Mortgage

Document Number	0004669892
Date	Jul 31, 2017
Instrument	4669892

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1087 Ryde St was $5,992 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,200 Land $57,000 Building $308,200	$365,200 Land $57,000 Building $308,200
2025	$5,992.00
2023	$5,386.00 Homeowner's exemption	$348,300 Land $48,000 Building $300,300	$348,300 Land $48,000 Building $300,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1087 Ryde St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1087 Ryde St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Ryde St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures