1092 Laurel Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1092 Laurel Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1953
Lot Size	0.478 acres (20,800 sqft)
Owner	2 Company Names on Record
Last Sale	$1,650,000 (Jun 2023)
Tax Bill	$20,800 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232-021-001-2`

Property Details

APN / Parcel Number

Primary APN	`232-021-001-2`
Alternative APN	`232-021-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	20,800 sqft (0.478 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1092 LAUREL DR
City	LAFAYETTE
State	CA
Zip	94549-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ESTATES POR LOTS 21 & 22
Legal Subdivision	VALLEY VIEW ESTATES
Legal Lot Number	21,22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage SAN FRANCISCO FCU
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage THE DART BANK
Jun 26, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	202360391
Prior Transfer Date	Apr 19, 2010
Prior Transfer Doc	0000089005
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115

Mortgage

Document Number	0000014488
Date	Feb 14, 2024
Instrument	2024-014488

Lender

Name	SAN FRANCISCO FCU
Type	Credit Union
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2026
Property Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115
Document Number	0000014626
Map Reference	MB 32 PG 6
Instrument Date	Feb 9, 2026
Instrument	2026- 014626
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115

Mortgage

Document Number	0000014627
Date	Feb 13, 2026
Instrument	2026- 014627

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2023
Property Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115
Document Number	0000060391
Map Reference	MB 32 PG 6
Instrument Date	Jun 7, 2023
Instrument	2023-060391
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115

Mortgage

Document Number	0000060392
Date	Jun 26, 2023
Instrument	2023-060392

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 7, 2019
Property Address	1092 LAUREL DR, LAFAYETTE, CA 94549-3115
Document Number	0000030899
Instrument Date	Mar 4, 2019
Instrument	30899
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,595.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1092 LAUREL DR LAFAYETTE CA 945493115, LAFAYETTE, CA 94549-3115

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,750,992 (+2%) Land $1,379,570 Building $371,422
2025	$20,800.00 (+9.59%)	$1,716,660 (+10.42%) Land $1,352,520 Building $364,140
2023	$18,979.00 (+1.56%) Homeowner's exemption	$1,554,691 (+2%) Land $975,703 Building $578,988
2022	$18,688.00 Homeowner's exemption	$1,524,208 Land $956,572 Building $567,636

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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