1078 Laurel Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1078 Laurel Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,617 sqft · built 1950
Lot Size	0.257 acres (11,200 sqft)
Owner	Trust Name on File
Last Sale	$475,500 (Aug 1999)
Tax Bill	$12,390 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`232-012-006-2`

Property Details

APN / Parcel Number

Primary APN	`232-012-006-2`
Alternative APN	`232-012-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,617 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	2,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1078 LAUREL DR
City	LAFAYETTE
State	CA
Zip	94549-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ESTATES LOT 18
Legal Subdivision	VALLEY VIEW ESTATES
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	348000

Owner

1078 Laurel Dr is owner-occupied and held in a trust since May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1078 LAUREL DR, LAFAYETTE, CA 94549-3115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPECT HOME FINANCE
Jun 8, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1999 · Amount on File
Deed Sale	Aug 30, 1999 · Amount on File
Prior Sale	Feb 6, 1996 · Amount on File
Deed Document Number	1999230762
Last Transfer Date	May 27, 2021
Transfer Doc	0000166254
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2021
Property Address	1078 LAUREL DR, LAFAYETTE, CA 94549-3115
Document Number	0000166251
Map Reference	MB 32 PG 6
Instrument Date	May 27, 2021
Instrument	2021-166251
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1078 LAUREL DR, LAFAYETTE, CA 94549-3115

Mortgage

Document Number	0000166252
Date	Jun 8, 2021
Instrument	2021-166252

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2021
Property Address	1078 LAUREL DR, LAFAYETTE, CA 94549-3115
Document Number	0000166254
Map Reference	MB 32 PG 6
Instrument Date	May 27, 2021
Instrument	2021-166254
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 LAUREL DR, LAFAYETTE, CA 94549-3115

Tax Assessment & Valuation

The 2025 property tax bill for 1078 Laurel Dr was $12,390 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$970,016 (+2%) Land $548,691 Building $421,325
2025	$12,390.00 Homeowner's exemption	$950,997 Land $537,933 Building $413,064
2023	$11,955.00 (+1.57%) Homeowner's exemption	$914,071 Land $517,046 Building $397,025
2022	$11,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1078 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1078 Laurel Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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